Welcome to the Greatest Mortgage Finance Website on the Internet…EVER!

Now more than ever there is more information swirling around the internet about Mortgages and Mortgage Refinances as well as Purchase Money Loans for your new home.  With the many changes in the Conforming Loan Limits and the Increased FHA and Fannie Mae Limits, we understand people have questions and need answers.

We are here for you and can be reached anytime at …

(619) 464-5880

If you are not well versed in Financial Planning or in Mortgage Financing, then it can become a bit overwhelming and you can become confused which will lead to frustration.

In a time where terms for loans is so very volatile, it is more important to make sure you are getting the right Mortgage Program for your Long Term and Short Term Financial Goals.

We have a saying around here and it goes like this…

The Best Rate On the Wrong Mortgage Loan Program is more expensive and will cost you more money than a Competitive Rate on the Right Mortgage Program.

We have seen it in the recent past which has lead to all the Foreclosure Activity across the country especially here in Southern California.

People chasing rates instead of building a trusting relationship with their Mortgage Planner will guide you to the right program and get the best pricing at that moment are making a huge mistake.

Our Team Specialists have many times told prospective clients that they were in a great program and they should stay put. The benefits may not always outweigh the costs and we are not afraid to tell you that.

Creative Lending Solutions is in business to represent you and protect your interests. By doing this for the last three years we have been able to build a great group of past clients who recommend us to their friends and family frequently.

This is the result of our philosophy to put our clients’ needs ahead of our paycheck.

All of our Trusted Advisors and Team Members have been trained and completely certified for all the new and innovative programs that have recently surfaced.

How about paying down your home in less than 1/3 the time of a traditional 30 year mortgage?  And you can do this Without making any changes to your current spending habits!  Click Here To Find Out More

Do you have a Jumbo Loan?  Well the loan limits have been increased. Do you fit into these new higher limits?  Find out now

            Click Here for the new Jumbo Limits.

            Click Here to apply for the new Jumbo Loans

We hope you find this site informative and enjoy your time here. We work hard to keep this site up to date and hope you will bookmark this site to come back for all your mortgage and mortgage refinance information and needs. 

Mortgage (mor gidz) : 1. a conveyance of an interest in property as security for the repayment of money borrowed 2. the deed by which such a transaction is effected. 3. the rights conferred by it, or the state of the property conveyed. 4. Law. to convey or place (real property) under a mortgage. 5. to place under advance obligation; pledge: to mortgage one's life to the defense of democracy.