If you have been watching the news you already know that our country is in a tailspin whenit comes to debt. Creative Lending Solutions has been an advocate for Education for Debt Management for years now. This is why we make sure all of our Loan Specialists are certified Mortgage Planning Specialists.
When you think about it, most people will think nothing about having their assets managed by a professional such as a stock broker, or a portfolio mananger.
We think it is just as important to manage your debt properly. For most of our clients, their debt, such as mortgages and other liabilitied, exceed their assets such as 401K and life insurance.
We feel the bigger the number, the more is has to be properly managed. You can actually make more mney off of your debt over your life, than you ever could off of your assets.
Free Debt Consultation
Creative Lending Solutions is comprised of a team of experts in every field of debt management and investment management. This is what we do.
When most people are Shopping for a Mortgage Loan they make the mistake of just looking at the cost of the loan and the interest rate assigned to the loan.
While this is important, it is far from the end all - be all.
Chasing a rate is what caused the problems our Nation is currently facing.
Three to Four years ago, there were a lot of people who focused ONLY on the rate and did not consider the program or plan that they needed to consider for their lives.
How To Consolidate Debt
Debt is just a fact of life in today's world. How to properly manage it and consolidate debt is another an imal all together. Debt Consolidation is made up of a number of factors that MUST line up with the goals you have for you and your family.
Unsecrued Debt Consolidation is an important thing to consider. How do you want to handle it. A lot of it comes down to your current situation. Some people want to use the equity in their home to wipe out their unsecured debt. This is a good idea assuming there is adequate equity in your home to do so.
With debt that mounts up, sometimes you just need to speak with someone like a Debt Counselor. Creative Lending Solutions is not just a loan company. We are affilliated with Franklin Debt Settlement who offers consultation for debt management and debt consolidation as well as debt settlement.
Our goal is to make sure that you are making a move to a better position for you and your family.
Debt Consolidation Help
Creative Lending Solutions in conjunction with Franklin Debt Settlement has already helped hundreds of people to properly manage their debt through proper debt management and debt settlement. Franklin Debt Settlment is also able to help people get their FICO score increaed so we can help refinance your current home loan and pay off additional debts you might be struggling to pay on a monthly basis.
Loan Consolidation Programs
Loan Consolidation Programs is our speciality. Our agents specialize in debt management. We believe that your mortgage is your largest debt and it MUST be managed at least as well as, if not better than, you retirement accounts.
We have seen in the last few years how fast equity in a home can dissapear. If this risk is properly managed, there is a lot of opportunity than can be taken advantage of. It takes a detailed strategy to capitalize on the movement of the current markets.
This is what we do. Let Creative Lending Solutions show you how to PROTECT your interest in your home investment instead of throwing it away to the market.
Meave Hall was
dealing with another Loan Officer who was taking advantage of
her. She met Greg at Creative Lending Solutions and he
"Saved Her" and got her a much better loan to
match her plan. See what she has to say...
Heather Rawlings
and Jeff Kotyk of San Diego, CA bought their first home and
found their experience with Creative Lending Solutions to be
easy and informative. "We were able to close their loan in less
than 17 days" which was before their loan contigencies expired
keeping their deposit safe and secure. See what they have to
say...
Larry Beckhaus of San Diego worked with Creative Lending
Solutions to buy his first home. We represented him for the
Loan as well and the Real Estate Purchase and he found it to be
like working with family. See what he has to say about his
experince with us...
Creative Lending Solutions / Franklin Financial Company
2400 Historic Decatur Drive, #107-127, San Diego, CA 92106